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Financial Aid Calculator

Enter total household gross income per month (SGD).

IMPORTANT:

  1. You will not be eligible for any form of University or MOE-funded financial assistance (including CPF Education Loan Scheme, Mendaki Tertiary Tuition Fee Subsidy, and withdrawal of available funds from Post-Secondary Education Account) throughout your course duration if your admission offer is without MOE Tuition Grant or you rejected MOE Tuition Grant.
  2. To qualify for a Government Bursary, you must be a Singapore Citizen with monthly gross household income (GHI) or per capita income (PCI) should not exceed $10,000 or $2,500, respectively.
For further enquiries on Student Financial Assistance
LocationOffice of Admissions and Financial Assistance
Singapore Management University
81 Victoria Street
SMU Administration Building
Singapore 188065
Emailfinasst@smu.edu.sg
Financial Assistance Schemeshttps://admissions.smu.edu.sg/financial-matters/financial-aid 
Note 1For programme of study not listed, please contact Centre for Student Financial Assistance, Office of Admissions and Financial Assistance at finasst@smu.edu.sg for assistance.
Note 2

(a) Tuition fees payable shown here are on an annual basis and payable in equal amount (50%) in each Term 1 and Term 2 in an academic year (commencing August annually).

(b) The tuition fees payable shown are without GST.

(c) Tuition fees information may also be accessed via this URL – https://admissions.smu.edu.sg/financial-matters/tuition-fees-grant 

Note 3The annual fee is a compulsory and non-refundable fee payable in Term 1 of every academic year. The fee is subject to vary annually.
Note 4Essential expenses including, but not limited to, food, transportation, clothing, telecommunications, books & stationery, personal expenses. Amount would vary between individuals, based on one's spending behaviour and programme of study.
Note 5For illustration purposes, housing cost uses the average full-year stay on a twin-sharing basis at one of SMU's student residences.
Note 6

Tuition Fee Loan:
(a) No household income requirement to qualify.

(b) Interest-free during course duration, with interest only commencing upon graduation.

(c) Up to 90% of Singapore Citizen’s subsidised tuition fees (same programme) payable.

Note 7

Study Loan:
(a) PCI should not exceed $2,700 (Singapore Citizen/Singapore Permanent Resident) or $1,200 (other nationalities).

(b) Interest-free during course duration, with interest only commencing upon graduation.

(c) Up to 20% of Singapore Citizen’s subsidised tuition fees (same programme) payable and/or a living allowance loan of $3,600 annually.

Note 8SMU Access Plus tops government bursary to provide full coverage of tuition fees.

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