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How do I apply for financial assistance to fund my tuition fee if the banks I approached to enquire about loan financing for my tuition fees informed me that they do not offer Tuition Fee Loans to SMU students?

Tuition Fee Loan applications are to be submitted to OCBC Bank.

Please note that it is compulsory to indicate your SMU Student ID (e.g. 01234567) in the TFL application form, or your application will be rejected by the bank. Prospective students should apply for the TFL only after they have received their SMU Student ID/Card. Those who have not collected SMU Student ID/Card may provide a copy of the Enrolment Status Letter as proof of admission, which can be requested via OASIS > Home > Finance & Admin > Certifications & Personal Info > Enrolment Letter & Academic Summary.

Study Loan applications, you can apply via your student portal OASIS > Self-Service Apps – Financial Aid Application (under “Policies and Self-Service Apps”) or > Finance & Admin > Fee Matters & Financial Assistance Schemes > Schemes & Obligations > Apply for Finance Aid (located at the end of the page)

Financial Aid Type: Loan
Financial Aid Form: Select as appropriate – Study Loan

Please visit our Student Loans e-Portal for more details.

How do I apply for scholarships?

You will be asked to indicate your choices of scholarships in the online application form for admission. If you have submitted an online application for admission without having indicated your choices of scholarships, you may do so by applying for scholarships through Applicant's Self Service.

I have applied for a bursary as well as Tuition Fee Loan (TFL). Will the bursary be used to offset against the balance fees not covered by the Tuition Fee Loan?

Depending whether your awarded bursary is an allowance or one that is used to offset your tuition fee.

If the awarded bursary is an allowance, the allowance will be paid to you to the bank account that you have in OASIS. You may use the bursary to pay off the balance fees when you received the funds in your bank account.